3 3 a:how can i get the benefits from a personal credit card?

b:first of all,it saves more money to use a credit card than to use cash.so it is very helpful for families to finance.in addition,the card-issuing Offices will count interests for the deposits with the credit card. 4jXl%+p4i"jP"N#4 [ 本 资 料 来 源 于 贵 州 学 习 网 外语园地金融英语 http://Www.gzU521.com ] 4jXl%+p4i"jP"N#4

a:is it convenient to use?

b:of course.any atm provides 24-hour online self services.it is very convenient to do cash withdrawal,accounts checking,cipher amending and funds allocating,etc.

a:can i buy things with it?

b:yes,you can.a slight sweep over the pos terminal① with your peony card and several punches on the keyboard will effect your payment for consumption immediately.

a:what should i do if i am in bad need of funds?

b:you are relieved on the spot by using the credit borrowing functions of the pony card and obtain certain overdrafts.

a:that’s good.

b:try a peony card.


a:个人信用卡有什么好处吗？

b:首先，使用信用卡比使用现金节省开支。是家庭理财的好帮手。此外，发卡机构对信用卡存款计付利息。

a:它使用方便吗？

b:当然啦。atm机提供24小时自助服务。支取现金、查询账户、修改密 码、划拨资金等业务操作便利。

a:我可以用它来购物吗？

b:可以啊。只需将牡丹卡在pos机上轻轻一划，再敲几下件，即可完成消费付款。

a:如果我急需资金该怎么办呢？

b:您可以利用牡丹卡的信用借款功能获取一定的透支便利，以解燃眉之急。

a:那太好了。

b:办一张牡丹卡试试。


4 4 a:what benefits do the peony credit card have for personal cardholders?

b:you can purchase first and pay later.

a:is that so?/OqZ+/twBPMvWx?|v[ 此文转贴于我的学习网外语园地金融英语 http://www.Gzu521.com]/OqZ+/twBPMvWx?|v

b:yes.in our city’s downtown area,almost all big and middle-sized department stores,supermarkets,hotels and restaurants offer the installment payment service for peony card members. as a cardholder, you can make your choice according to your needs.

a:how could i do when there is no funds in my card?

b:don’t worry about it.there is minimum debit amount which may be outstanding on your peony card for purchase use.

a:then,how much can i overdraw from my personal ordinary card?

b:5,000 to 20,000 yuan price range are available for you to choose.

a:that’s enough.

b:get a peony card as soon.


a:牡丹信用卡对个人有什么好处呢？

b:您可以先购物后付款。

a:是这样吗？

b:是的。在城区，几乎所有大中型的商场、超市，宾馆饭店都为牡丹卡成员提供分期付款服务。作为持卡人，您可以根据需要选择。

a:如果卡上没钱该怎么办呢？

b:不必担心。您卡上有最低信用额度供您购物。

a:那么我的这张普通卡能透支多少钱呢？

b:商品金额5,000元至20,000元供您选择。

a:这就够了。

b:赶紧办一张牡丹信用卡片。