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accrual basis权责发生制 activity ratio营运比率 adversely classified credits不良贷款 asset diversification资产多元化 asset portfolio资产组合 at arms length商业的/公平的 back-Office support后台支持 bad loans呆帐 bank portfolio银行资产 banking supervision银行监管 basle core principles巴塞尔核心原则 be pledged as security抵押 borrower借款人 calendar-based system期限为基础的(准备金制度) camel骆驼评级法 carrying value现存价值 cash收付实现制 collection催收 consumer client个人客户 contingent liabilities或有债务 corporate client法人客户 credits that are being rolled over展期贷款 current liability account流动债务帐户 current ratio流动比率 debt-for-equity swap债权转股权 delinquent loan过失贷款 directed credits指定贷款 disintermediation脱媒(体外循环) distressed assets有问题资产 doubtful asset可疑资产 earning收益 efficiency ratio效率比率 financial leverage财务杠杆;举债经营 financial soundness财务稳健性 foreclosed assets没收的抵押财产 gearing财务杠杆;举债经营 general provision普通准备金 general reserve普通准备金 impaired assets受损害资产 interest accrual计息 interest coverage利息偿付率 interest payments being capitalized利息转本金 intra-account内部帐户 lending officer信贷人员 lending policy贷款证策 licensing申请许可证 licensing period申请许可证过程 loan classification贷款分类 loan documentation贷款记录 loan grading贷款分级 loan origination贷款发放 loan restructuring重组贷款 loan review贷款检查 loan splitting贷款分割 loss loan provisioning呆帐准备金 non-accrual items不计息项目 non-accruals不计息的 non-classified未分类的 obligator债务人 off-balance sheet表外 off-site supervision非现场监测 on-site inspection现场检查 on-site visit现场访问 out-of-area loan外地信贷 outstanding balance未清偿余额 overdue逾期 pass, overdue, idle & bad loans (poib)一逾两呆 past due loans逾期贷款 pending factor未决因素 poorly structured loan结构不合理贷款 problem loans有问题贷款 profit and loss损益(表) provision 准备金 provisioning准备金提取 quick ratio速动比率 rehabilitation repayment schedule还款计划 restructured loans重组贷款 risk-weighted asset风险加权资产 roca洛卡评级法 roll-overs展期 security enforcement行使抵押权 side agreement附件 special mention asset特别提及资产 special reserve特殊准备金 specific reserve专项准备金 substandard assets次级资产 suspense account挂帐 term loan定期贷款 to credit贷记 to debit借记 trading on equity财务杠杆;举债经营 troubled loan有问题贷款 turnover ratio周转比率 weak loan低质量贷款 work out problem核销有问题 write-off冲销 write-up (贷款)批评报告 |
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